Property-backed
returns, built on
New Zealand homes.
A specialist manager of residential 1st mortgage finance — connecting wealth-building New Zealanders with borrowers pursuing their property goals.
A boutique product built to serve both sides of the ledger.
Investors seek dependable, property-secured returns. Borrowers need lenders who look past the tick-boxes. We're the trusted meeting point.
The CFML Mortgage Fund
Access a diversified pool of 1st mortgage residential loans. Regular income distributions, structured for the wealth-building New Zealander.
1st Mortgage Finance
Refinancing, investment property, interest-only or P&I. Competitive rates for residential lending — with a lender that actually listens.
Small enough to care.
Serious enough to deliver.
Every loan in the fund is secured by a registered 1st mortgage over New Zealand residential property. No second-tier gymnastics.
Disciplined loan-to-value ratios. We underwrite each deal ourselves — the same discipline that has kept clients returning.
Income paid to investors on a regular schedule, from a portfolio of income-producing residential loans.
You speak to the people making the decisions. No call-centre. No middle-layer. A boutique manager, by design.
Our purpose"We bring benefit to everyday New Zealanders — helping borrowers reach their property goals, and helping investors grow their wealth alongside them."