CFML Loans

A lender that actually listens.

CFML Loans specialises in residential 1st mortgage finance — with competitive interest rates and a common-sense approach to residential, investment and owner-occupier lending.

Modern architectural New Zealand home at dusk
Types of Loans

Structured lending, built around you.

01
Refinancing

Release equity in an existing property, or refinance an existing loan on more suitable terms.

02
Investment Property

1st mortgage lending secured against residential investment property.

03
Interest Only

Preserve cash flow with an interest-only structure tailored to your position.

04
Principal & Interest

Traditional P&I lending, structured around your goals and time horizon.

How it works

Straightforward, from enquiry to settlement.

  1. 01Talk to us — a quick call to understand what you need.
  2. 02Submit an application with your details and the security property.
  3. 03Underwriting — we assess the deal in-house, quickly.
  4. 04Offer, documentation and settlement — with people you can reach.